Retirement Investment Strategies (RIS)

A choice of innovative pre-defined strategies that automatically move your client's investments from higher to lower risk funds as retirement approaches.

Clients' investment needs change, of course. In the early years, they're likely to want to have some exposure to funds with the potential for significant long-term growth. As they near retirement, protecting their existing fund value with lower risk investments is likely to become a priority.

Rather than the client having to switch funds themselves, we also offer a series of risk-graded strategies that automatically switch investment from higher to lower risk funds as they near retirement.

Four strategies are available:

Investment returns can fluctuate and are not guaranteed.