About Us  >  Financial Strength

Financial Strength

Royal London has strong financial strength.

In brief

Royal London total funds under management of 73.6 billion (as at 31st Dec 2013).

Understandably when considering a company and its products we know that a key concern is financial strength.

As part of Royal London - the UK's largest mutual life and pensions company - we can offer firm foundations of financial security.

This means that you can be confident we'll be around for the long term.

Royal London has good financial strength and a stable outlook meaning you can be confident that you are dealing with a secure company. As a mutual we are always able to take a long term view rather than just focusing on short term quick gains.

The table below shows ratings from Moody's, Standard and Poor's and AKG Actuaries and Consultants Ltd, who have issued ratings based on a number of factors including our financial strength.

Company Rating Definition Description

Standard & Poor's*

A (May 2013) Strong Strong capacity to meet financial commitments

AKG Actuaries and Consultants Ltd

B+ (September 2013) Very strong

The overall rating inherently reflects the mix of business in force with the company and the company's particular strengths and weaknesses in respect of its key product areas.


A2 (October 2013) Good financial security Very strong level of capitalisation

*Counterparty Credit Rating (CCR)

We're delighted to have achieved and managed to sustain such strong ratings.

These are just a couple of the ways we've achieved this:

  • Royal London is a mutual. We benefit from not being driven by shareholders to take short term decisions when markets are difficult. We act in the long term to make financial sense to our members.
  • Despite difficult economic conditions, we continue to focus on the business we believe to be profitable rather than seeking to only increase new business volumes or market share.
  • We continue to be fully committed to the adviser market, acting in their best interests, helping to guide them through the industry challenges.

Latest update July 2014

Online service

Login status

You are not logged in.

Fund information


Find an IFA