Adviser > Individual > Self Investments
Self Investments
For clients who want a more hands on approach to their pension investments or access to a greater range of options.
In depth
Download the following items for more information:
- Choice: a huge selection of funds, covering all the major markets and sectors.
- Consolidation: all investments are held in one place, making them easier to monitor.
- Convenience: a single online valuation for all your client's holdings.
-
Execution only trading
In consultation with you, your clients can take advantage of our execution only online share dealing service provided by Selftrade. Your clients can buy and sell most quoted UK shares, as well as some quoted overseas shares. It is also possible to buy shares through Charles Stanley. - Brewin Dolphin
- Cazenove Capital Management
- Deutsche Bank Private Wealth Management
- Quilter Investment Management
- Rathbone Investment Management.
Our fund supermarket
This gives your clients access to a wider range of professionally managed funds including unit trusts and open-ended investment companies (OEICs).
Our fund supermarket, operated by Fundsdirect, gives your clients access to over 1,200 funds from more than 50 leading investment houses. Its attractions include:
Share dealing
Clients who want the flexibility to invest some of their pension savings directly in the stock market can do so through Pension Portfolio.
Discretionary Fund Managers
Discretionary fund managers offer a professional investment service, taking on the responsibility of selecting and monitoring your clients investments. Our panel of discretionary fund managers are:
Other permitted investments
As well as equities, your clients can hold a selection of additional assets and investments within their plans. These include:
- government bonds (gilts)
- corporate bonds
- UK commercial property.
Charges
As you'd expect, there are certain fees associated with self-investment due to the complexities of investing in these assets and the services used. These fees include:
- an annual administration charge
- transaction and investment charges (depending on the assets held)
- service charges (depending on the services used.
More information
If you have any questions on our investment options which are part of the personal pension product Pension Portfolio, please contact your usual Scottish Life representative who will be more than happy to help.
Last update: April 2012
65W0120/2
For professional advisers only
