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- Single-tier Pension or the flat rate pension starts in April 2016 and replaces the basic State Pension.
- Income drawdown and review dates Updated
Following the recent announcement regarding the change to the GAD limits from 100% to 120%, we have updated our article. - 60% tax relief on pension contributions Updated
- 2013 Budget Summary George Osborne delivered his fourth Budget on Wednesday 20 March 2013.
- Frequently asked questions Updated
This section is full of questions people have asked us, along with the answers.
Most popular topics
What people are asking us about this month:
- Automatic enrolment - key facts
- Employer contributions and tax relief
- Member contributions - tax relief and annual allowance
- Annual Allowance
- Carry Forward
- Income drawdown and review dates
- Tax-free cash protection on transfer
- Contributions to Registered Schemes for Overseas Individuals
- General questions about salary exchange
- Death benefits
Reference and support
Information and guidance
To help you focus on the key issues, our technical team have been busy translating rafts of complex legislation into plain English.
Ask a question
Ask any burning questions you might have about pensions to our technical experts, and to your fellow advisers popping in and out from time to time.
Rates & factors
Find all the rates and factors you need for everything to do with pensions. Here are some of the most popular:
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Fiona Tait
Business Development Manager
What I should have said...
You know the feeling. You’re in a discussion about Single Tier Pensions and you just can't find the right words. Ten minutes after the conversation finishes you think of the perfect explanation.
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Scottish Life, St Andrew House, 1 Thistle Street, Edinburgh, EH2 1DG. Scottish Life is a division of the Royal London Group which consists of The Royal London Mutual Insurance Society Limited and its subsidiaries. The Royal London Mutual Insurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.