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Consumer > How a pension works > How to start a pension
How to start a pension
Pensions can be complex products and are not suitable for everyone. It is important that people receive appropriate advice before deciding to take out a pension. Scottish Life pensions are only available through financial advisers and are not sold directly to customers.
If you are interested in saving for retirement, or wish to change your existing pension provision by taking out a Scottish Life pension, you should first contact your financial adviser to discuss your options and decide whether this is appropriate for you.
If you do not have a financial adviser you can obtain details of advisers in your local area at the link below.
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Scottish Life is a division of Royal London and markets products produced by Royal London. Royal London consists of The Royal London Mutual Insurance Society Limited and its subsidiaries. The Royal London Mutual Insurance Society Limited provides life and pension products, is a member of the Association of British Insurers and is authorised and regulated by the Financial Services Authority, registration number 117672. Royal London Marketing Limited acts as an insurance intermediary for general insurance products and is authorised and regulated by the Financial Services Authority, registration number 302391.
