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Pension Portfolio

The plan that keeps pace
with your changing needs.

We think it's the ideal way for you to save for your retirement. The beauty of the Pension Portfolio is that it can evolve with you as your circumstances change.

And because the different options are all part of the same plan, you won't need to set up a new pension if your needs change.

Clear charging structure

At Scottish Life, we want you to be clear about what you're paying for, so we've kept the Pension Portfolio charges as straightforward as possible.

What makes Pension Portfolio so special?

  • Contribution options
    How you decide to make the contributions is up to you; the important thing is that you save for your retirement. To make this as easy as possible, we accept regular contributions, single contributions and transfer payments from any existing pension plans.
  • Core Investments
    A selection of professionally managed investment funds run by a number of leading investment managers. These funds invest in a wide range of different assets, from company shares (equities) to cash and property. We also offer a range of funds and lifestyle strategies from leading discretionary fund managers at very competitive costs.
  • Self Investments
    This additional investment flexibility lets you invest in a fund supermarket and directly in a range of alternative investments, such as company shares and UK commercial property.
  • Accessing your money
    Once you're 55, you can take tax-free cash and a retirement income directly from your plan by choosing Income Release.

The value of investments can go down as well as up and you may not get back the value of your original investment.

Find out more

Download our Pension Portfolio Welcome Guide for more information.

Last updated April 2013

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