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Consumer  >  Investment for Consumers  >  Our Proposition  >  Our proposition

Our proposition

Our range of funds mean you will have access to the skills and talents of an impressive selection of investment managers.  This page gives you details of the range of funds we offer.  However, it is important to note that the investment returns may fluctuate and are not guaranteed and the price of units can go down as well as up.

The range of funds we offer include:

• A number of funds managed by Royal London Asset Management (RLAM), covering a wide range of geographical areas and investment sectors

• A range of funds managed by our external fund partners, offering exposure to some of the world's leading investment houses including:

• One of the many benefits of Scottish Life is that as part of the Royal London Group we have the ability to provide clients with access to the Royal London With Profits. Recognised for consistently good investment returns and for its financial strength, Royal London aims to invest the fund to obtain the best possible return for members.

• Our Retirement Investment Strategies (RIS) provide automatic, phased switching to allow the fund to benefit from potentially higher returns during the earlier years while increasing the security of investments when it matters most in the years immediately prior to retirement.  Choose from pre-set strategies: Managed, Opportunity, Balanced or Cautious.