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Lifestyle planner
Saving a bit could be easier than you think. And our lifestyle calculator can help you.
Take all those little items we take for granted, like the odd coffee or magazine. Individually they don't amount to much, but you'd probably be surprised to find how quickly the money adds up.
See for yourself. Simply make a note of them in the calculator below. And it will show you how much they add up to each month. Cutting out just a few of these items and investing the money in your pension could help provide you with a bigger fund when you retire.
Total amount of little treats each month: £XXX.XX
We don't expect you to give up all of life's little luxuries. However, you can see that just by keeping an eye on your spending you could afford to set aside a little extra to improve your financial security.
More importantly, once you've started paying this amount each month, you probably wouldn't miss that money.
The importance of financial advice
There are a lot of important decisions to make when it comes to planning for your financial future. So it makes sense to talk to your adviser before you take any action.
If you don't have a financial adviser you should contact IFA Promotion. This is a free service that will help you find a financial adviser in your area. To contact them, visit their website at www.unbiased.co.uk. Remember that you may be charged for the service provided by a financial adviser. Costs will be confirmed by the adviser beforehand.
Important notes
- Cost per unit is based on Scottish Life internal research
- We've based our calculations on an average month of 4.35 weeks.
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