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Employer > Investment for Employers > Our Proposition > Lifestyling > Balanced Retirement Investment Strategy
Balanced Retirement Investment Strategy
Starting at a given date before your selected retirement age, existing funds are switched annually to give a more balanced investment. This strategy initially invests solely in the UK Equity Fund. Investments are then gradually switched into the Managed fund which gives access to a wider mix of markets including property. In the later years, investments are switched into Fixed Interest and Deposit funds, which are lower risk funds designed not to fluctuate as greatly in value.
The movements in the funds is shown below:
* For protected rights contributions the Deposit Fund is replaced by the Fixed Interest Fund.
Important Information
Prices can go down as well as up. Investment returns may fluctuate and are not guaranteed.
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Scottish Life is a division of Royal London and markets products produced by Royal London. Royal London consists of The Royal London Mutual Insurance Society Limited and its subsidiaries. The Royal London Mutual Insurance Society Limited provides life and pension products, is a member of the Association of British Insurers and is authorised and regulated by the Financial Services Authority, registration number 117672. Royal London Marketing Limited acts as an insurance intermediary for general insurance products and is authorised and regulated by the Financial Services Authority, registration number 302391.
