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Employer > Investment for Employers > Our Proposition > Lifestyling > Cautious Retirement Investment Strategy
Cautious Retirement Investment Strategy
The Cautious Retirement Investment Strategy offers a wide spread of non equity investments with lower risk, but with potentially lower returns. The strategy initially invests solely in the Managed fund, with the investments being switched mid term into the Defensive Managed fund. In the years preceding retirement, investments are switched into the Fixed Interest and Deposit funds to help consolidate growth as retirement approaches.
Prices can go down as well as up. Investment returns are not guaranteed.
The movements between each of the funds is shown below:
* For protected rights contributions the Deposit Fund is replaced by the Fixed Interest Fund.
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Scottish Life is a division of Royal London and markets products produced by Royal London. Royal London consists of The Royal London Mutual Insurance Society Limited and its subsidiaries. The Royal London Mutual Insurance Society Limited provides life and pension products, is a member of the Association of British Insurers and is authorised and regulated by the Financial Services Authority, registration number 117672. Royal London Marketing Limited acts as an insurance intermediary for general insurance products and is authorised and regulated by the Financial Services Authority, registration number 302391.
