<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"><channel><title><![CDATA[Retirement View - Scottish Life]]></title><description><![CDATA[The latest news, views and commentary from the world of pensions from our commentators Fiona Tait and Jamie Clark.]]></description><link>http://www.scottishlife.co.uk/scotlife/Web/Site/Adviser/TechnicalCentralArea/Blog/advTCblog.asp</link><copyright>Copyright Scottish Life 2011</copyright><language>EN</language><ttl>1440</ttl><webMaster>do@scottishlife.co.uk</webMaster><pubDate>Mon, 20 May 2013 11:20:07 GMT</pubDate><item><title><![CDATA[What I should have said...]]></title><description><![CDATA[The proposed Single Tier Pension (STP) is designed to suit a 21st century world where the driving force in retirement planning is the need to provide for people who are spending longer and longer in retirement.]]></description><link>http://www.scottishlife.co.uk/scotlife/localuserpage.asp?ae_bae=T&amp;pagename=130426WhatIShouldHaveSaid</link><pubDate>Fri, 26 Apr 2013 00:00:00 GMT</pubDate></item><item><title><![CDATA[A few good men (and one woman)]]></title><description><![CDATA[Call me a cynic but I think it's quite easy to get the impression that financial services is not a nice place to be, full of money-grabbing under-qualified individuals who don't care about their clients. This is not always the case...]]></description><link>http://www.scottishlife.co.uk/scotlife/localuserpage.asp?ae_bae=T&amp;pagename=130225FewGoodMen</link><pubDate>Mon, 25 Feb 2013 00:00:00 GMT</pubDate></item><item><title><![CDATA[You're on your own folks]]></title><description><![CDATA[The single-tier state pension has been largely applauded but is based on a number of less than palatable home truths. One of these is that over time the proportion of retirement income that is state-funded is set to drop.People will be expected to compensate for this by saving more of their own money.<br>]]></description><link>http://www.scottishlife.co.uk/scotlife/localuserpage.asp?ae_bae=T&amp;pagename=130211YoureOnYourOwnFolks</link><pubDate>Mon, 11 Feb 2013 00:00:00 GMT</pubDate></item><item><title><![CDATA[Welcome in]]></title><description><![CDATA[The financial press has been inundated over the last week with providers falling over themselves to welcome the OFT's study on workplace pensions. It's not that we shouldn't welcome it, but I think it's time we got out the thesaurus. #Welcome is becoming almost as passe as #delighted.]]></description><link>http://www.scottishlife.co.uk/scotlife/localuserpage.asp?ae_bae=T&amp;pagename=130128WelcomeIn</link><pubDate>Mon, 28 Jan 2013 00:00:00 GMT</pubDate></item><item><title><![CDATA[Fiftty shades of...pension charges]]></title><description><![CDATA[I accidentally (ahem) started reading the first book of a rather infamous literary trilogy that has been the talk of our office for the last few weeks. And it got me thinking about pensions, as usual.]]></description><link>http://www.scottishlife.co.uk/scotlife/localuserpage.asp?ae_bae=T&amp;pagename=120829FiftyShadesOfPensionCharges</link><pubDate>Wed, 29 Aug 2012 00:00:00 GMT</pubDate></item><item><title><![CDATA[DWP confirms fourth certification option]]></title><description><![CDATA[While casually browsing through the latest automatic enrolment regulations, I found something that blew my mind. There are not three self-certification options, there are apparently four...]]></description><link>http://www.scottishlife.co.uk/scotlife/localuserpage.asp?ae_bae=T&amp;pagename=120814DWPconfirmsFourthCertificationOption</link><pubDate>Tue, 14 Aug 2012 00:00:00 GMT</pubDate></item><item><title><![CDATA[Confused and bewildered]]></title><description><![CDATA[I had my car serviced recently. I have no idea whether my big end is a problem or not but in the end I have to take it on trust that the work needed doing and that I was being charged a fair rate. Pensions are not alone in being complicated but we can learn from best practice in other industries.]]></description><link>http://www.scottishlife.co.uk/scotlife/localuserpage.asp?ae_bae=T&amp;pagename=120807confusedandbewildered</link><pubDate>Tue, 7 Aug 2012 00:00:00 GMT</pubDate></item><item><title><![CDATA[Automatic enrolment and zombie cats]]></title><description><![CDATA[In 1935 Austrian physicist Erwin Schrödinger came up with a thought experiment involving a cat that helps students interpret quantum mechanics. In 2008, the Pensions Act 2008 that introduced employer duties and automatic enrolment received Royal Assent. Funnily enough, in some ways there’s not that much difference between the two..]]></description><link>http://www.scottishlife.co.uk/scotlife/localuserpage.asp?ae_bae=T&amp;pagename=120504aeandthezombiecat</link><pubDate>Fri, 4 May 2012 00:00:00 GMT</pubDate></item><item><title><![CDATA[Automatic Enrolment - Final staging dates and thresholds announced (almost...)]]></title><description><![CDATA[The Department for Work and Pensions has at last given us details of the proposed staging dates for small employers and earnings thresholds for automatic enrolment. Here’s a summary of what the DWP said.]]></description><link>http://www.scottishlife.co.uk/scotlife/localuserpage.asp?ae_bae=T&amp;pagename=120411finalstagingdates</link><pubDate>Wed, 11 Apr 2012 00:00:00 GMT</pubDate></item><item><title><![CDATA[We are officially delighted]]></title><description><![CDATA[It's a social network faux-pas to use "delighted" in any commentary so I did think twice before using it. The fact remains though that I am delighted that the Chancellor chose to leave pension tax relief untouched in his 2012 Budget.]]></description><link>http://www.scottishlife.co.uk/scotlife/localuserpage.asp?ae_bae=T&amp;pagename=120329weareofficiallydelighted</link><pubDate>Fri, 30 Mar 2012 00:00:00 GMT</pubDate></item></channel></rss>
