We are a specialist pensions provider and are part of the UK's largest mutual life and pensions company, Royal London. We believe in independent financial advice and don't sell our pensions direct.
We take a look at what it is, how it works, and will it take hold in the UK?
A number of responses to the Treasury consultation, which closed on 11 June, have been made public. Here's ours.
We presented on 'Delivering the Guidance Guarantee' at these recent events. Read a round up here.
Read a summary of the main points and what these might mean for you and your clients.
Business Development Manager
26 June 2014
This was the inevitable maternal response whenever I tried to avoid getting into trouble by blaming a friend. Likewise if retirees decide to buy a financial product after taking guidance, it will be their decision and the consequences will be their responsibility.
Investment Development Manager
31 January 2014
In the last five years we have seen a massive rise in the number of advisers recommending centralised investment propositions. Lorna Blyth looks at the benefits for clients, how advisers can ensure they meet FCA requirements in this space and what the future for CIPs could look like.
For professional advisers only