Scottish Life 

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Scottish Life for advisers

We are a specialist pensions provider and are part of the UK's largest mutual life and pensions company, Royal London. We believe in independent financial advice and don't sell our pensions direct.

More news and articlesLatest updates

Pension freedoms lead to uncertainty in workplace pension advice

Itís almost certain that the pension freedoms announced by George Osborne will create more demand for advice as people wrestle with what to do with their pension pot at retirement.

How Freedom and Choice impacts investment defaults

Freedom and Choice is a game changer in the pensions world. For members in DC schemes it will result in more choices at retirement. Investment expert Lorna Blyth, looks at the impact this will have on investment defaults.

The Governmentís latest consultation paper on charges and governance

On Friday 17 October, the Government issued a follow up to the March Command Paper in the form of a consultation on charges and governance. We review the latest update and whatís coming down the tracks.

Partners in LLPs might need to be automatically enrolled

A ruling by the Supreme Court could mean that partners in a LLP might have to be considered for automatic enrolment. We look at the courtís findings and the Pensions Regulatorís interpretation.

Retirement view blog

Fiona Tait

Fiona Tait
Business Development Manager

"If they told you to jump in the river, would you do it?"

26 June 2014
This was the inevitable maternal response whenever I tried to avoid getting into trouble by blaming a friend. Likewise if retirees decide to buy a financial product after taking guidance, it will be their decision and the consequences will be their responsibility.

Investment view blog

Ryan Medlock

Ryan Medlock
Investment Proposition Manager

The ice bucket challenge and base rate rise enigma

8 September 2014
We're in the midst of what is surely the biggest and most bizarre viral campaign of all time in the form of the ice bucket challenge. If you're on social media, it's not a question of if you get nominated - it's a question of when.

New in Technical Central

2014 Budget Summary

How will this year's Budget affect you and your clients?

Fixed protection 2014

Fixed protection 2014 maintains the lifetime allowance at £1.5 million after 6 April 2014 when it reduces to £1.25 million.

For professional advisers only
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