Scottish Life 

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Scottish Life for advisers

We are a specialist pensions provider and are part of the UK's largest mutual life and pensions company, Royal London. We believe in independent financial advice and don't sell our pensions direct.

More news and articlesLatest updates

Auto enrolment lessons to be learned

We summarise The Pensions Regulator's latest report into the impact of auto enrolment.

Relaxation of the block transfer rules

The Finance Act included changes to the block transfer rules. We explain these new rules and answer a few questions.

Three pension opportunities to grab before the tax rules change

The legislative changes designed to introduce "Freedom and Choice in Pensions" will take effect on 6th April 2015. This article aims to highlight some opportunities under existing legislation which may be lost unless action is taken now.

Decisions, decisions

In this article we look at how the introduction of "Freedom and Choice in Pensions" will affect pension savers. More choice is a good thing but it does lead to increased decision-making, and the consequences of each choice could be profound.

Retirement view blog

Fiona Tait

Fiona Tait
Business Development Manager

"If they told you to jump in the river, would you do it?"

26 June 2014
This was the inevitable maternal response whenever I tried to avoid getting into trouble by blaming a friend. Likewise if retirees decide to buy a financial product after taking guidance, it will be their decision and the consequences will be their responsibility.

Investment view blog

Ryan Medlock

Ryan Medlock
Investment Proposition Manager

The ice bucket challenge and base rate rise enigma

8 September 2014
We're in the midst of what is surely the biggest and most bizarre viral campaign of all time in the form of the ice bucket challenge. If you're on social media, it's not a question of if you get nominated - it's a question of when.

New in Technical Central

2014 Budget Summary

How will this year's Budget affect you and your clients?

Fixed protection 2014

Fixed protection 2014 maintains the lifetime allowance at £1.5 million after 6 April 2014 when it reduces to £1.25 million.

For professional advisers only