Scottish Life 

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New name. Same great 

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Scottish Life for advisers

We are a specialist pensions provider and are part of the UK's largest mutual life and pensions company, Royal London. We believe in independent financial advice and don't sell our pensions direct.

More news and articlesLatest updates

An overview of the (Draft) Taxation of Pensions Bill

The draft bill introduces a brand new retirement option, re-instates the ones they forgot about and restricts tax relief on contributions made by some individuals who are taking benefits.

Flexi-access drawdown - the latest FAD

From 6 April 2015 there will be a new form of income drawdown available alongside existing capped drawdown and short-term annuities. We look at the rules surrounding each.

UFPLS explained

The option from April 2015 to take an Uncrystallised Funds Pension Lump Sum (UFPLS) is subject to certain conditions. We explain in detail here.

Our response to the response

The Treasury has published the decisions it has made as a result of its consultation on "Freedom and Choice in Pensions".

Retirement view blog

Fiona Tait

Fiona Tait
Business Development Manager

"If they told you to jump in the river, would you do it?"

26 June 2014
This was the inevitable maternal response whenever I tried to avoid getting into trouble by blaming a friend. Likewise if retirees decide to buy a financial product after taking guidance, it will be their decision and the consequences will be their responsibility.

Investment view blog

Ryan Medlock

Ryan Medlock
Investment Proposition Manager

The ice bucket challenge and base rate rise enigma

8 September 2014
We're in the midst of what is surely the biggest and most bizarre viral campaign of all time in the form of the ice bucket challenge. If you're on social media, it's not a question of if you get nominated - it's a question of when.

New in Technical Central

2014 Budget Summary

How will this year's Budget affect you and your clients?

Fixed protection 2014

Fixed protection 2014 maintains the lifetime allowance at £1.5 million after 6 April 2014 when it reduces to £1.25 million.

For professional advisers only