Scottish Life for advisers

We are a specialist pensions provider and are part of the UK's largest mutual life and pensions company, Royal London. We believe in independent financial advice and don't sell our pensions direct.

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Automatic enrolment and the future of the transfer market

Expect some fundamental changes to the rules in the future. Read a summary of our response to the DWP consultation on improving pension transfers and dealing with small pension pots.

A risky business?

The FSA's Retail Conduct Risk Outlook Report 2012 highlights some of the areas they might focus on when visiting or investigating adviser businesses. Read our summary of the key issues.

Investments de(CIP)hered

More and more advisers are using, or considering, centralised investment propositions as RDR gets closer. Read our summary of the recent FSA review of how they're being used.

Independent v restricted advice

Will you remain independent post RDR? We examine some of the factors that could influence your decision.

Retirement view blog

Jamie Clark

Jamie Clark
Business Development Manager

There's not much difference between the Pensions Act 2008 and zombie cats...

08 May 2012

In 1935 Austrian physicist Erwin Schrödinger came up with a thought experiment involving a cat that helps students interpret quantum mechanics

Investment view blog

Lorna Blyth

Lorna Blyth
Investment Marketing Manager

Are you part of the outsourcing trend?...

16 May 2012

Everywhere you look in our industry you can see signs of the growing trend towards investment outsourcing.

New in technical central

Trivial lump sums - values below £2,000

There are a number of scenarios, for all scheme types, where it is possible to take a lump sum if a plan value is below £2,000 on the grounds of triviality.

For professional advisers only
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