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Scottish Life: A division of Royal London

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Adviser news archive


Recent articles, product news and technical pensions updates for financial advisers.

Pensions or ISAs?
The post A-Day rules provide an excellent opportunity for people with substantial ISA or other short-term investments to make large single payments into a pension.

Asset Allocation Survey Results
Last month we asked you to choose what you think is a suitable asset allocation for a balanced investor with around ten years to go until retirement. We’ve analysed your answers and can now share the results.

Spotlight on Emerging Market Funds
Chris Palmer, Head of Global Emerging Markets, Gartmore Investment Management discusses the current hot topics surrounding Emerging Market funds.

Scottish Life Managed Funds Asset Allocation - September 2008
Robert Talbut, Chief Investment Officer of Royal London Asset Management, reviews how the UK economy has performed in quarter 3 of 2008 and what the overall investment outlook looks like.

Why is asset allocation vital?
Deciding an asset allocation for your clients is one of the most important decisions you will make for them. Get it right and you could keep risk to a minimum and maximise potential returns. Get it wrong and history suggests you could have a significant negative impact on returns.

Online payroll update improvements
We have made improvements to our payroll import process to make it easier to update monthly scheme payment schedules, making it as easy as possible for you and your clients to give us the data we need to maintain the scheme.

Could the Freddie and Fannie bail out be a turning point?
Why the US governments’ bailout of Fannie Mae and Freddie Mac is a positive move, but is not a solution to the broader issues in the US and Global economies.

Investment – why is governance so important?
Saving for retirement is one of the most important financial decisions your clients will make and a sound investment governance process is a key part of this.

Fund Manager Spotlight
Find out more about Mark Breedon, Manager of Investec Global Free Enterprise, his team and their investment process.

Investment Outlook
Robert Talbut, CIO of Royal London Asset Management, discusses how it's appropriate to adopt a relatively cautious approach to both the economic outlook and that for financial markets.

 

                                                                                                                                                                                                                 

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© Scottish Life, St Andrew House, 1 Thistle Street, Edinburgh, EH2 1DG.
Scottish Life is a division of Royal London and markets products produced by Royal London. Royal London consists of The Royal London Mutual Insurance Society Limited and its subsidiaries. The Royal London Mutual Insurance Society Limited provides life and pension products, is a member of the Association of British Insurers and is authorised and regulated by the Financial Services Authority, registration number 117672. Royal London Marketing Limited acts as an insurance intermediary for general insurance products and is authorised and regulated by the Financial Services Authority, registration number 302391.