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Do you think most of our private sector final salary schemes will be completely closed to future benefits by 2012? Do you think they will be replaced by Occupational Money Purchase schemes, GPPs, Personal Accounts, or nothing?
 

Are you an IFA? YesNo Do you think most of our private sector final salary schemes will be completely closed to future benefits by 2012? YesNo Will they be replaced by: Occupational Money Purchase schemesGPPsPersonal AccountsNothing Comment

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© Scottish Life, St Andrew House, 1 Thistle Street, Edinburgh, EH2 1DG.
Scottish Life is a division of Royal London and markets products produced by Royal London. Royal London consists of The Royal London Mutual Insurance Society Limited and its subsidiaries. The Royal London Mutual Insurance Society Limited provides life and pension products, is a member of the Association of British Insurers and is authorised and regulated by the Financial Services Authority, registration number 117672. Royal London Marketing Limited acts as an insurance intermediary for general insurance products and is authorised and regulated by the Financial Services Authority, registration number 302391.